Reduce risk. Unlock credit for all.
Want a more accurate measure of financial risk? Flowcast leverages AI to help financial institutions make smarter, more inclusive credit decisions.
of small businesses can't access credit they need.
faster underwriting via automation.
of deduction claims lost to cash leakage.
Three problems we solve.
Same patented ML platform — three deployed solutions across the credit lifecycle.

Credit Decisions
Diverse data and proprietary ML let you onboard borrowers whose risk you couldn't previously assess.
Collections
Detect risk of default before it occurs and proactively offer solutions — ahead of other creditors.
Deduction Claims
Smartclaims auto-clears at least 50% of claims and accelerates dispute resolution.
ML, made deployable.
Turn complex data and insights into actions without writing a single line of code. Built API-first and deployed in public or private cloud.
Speed & scale
Transfer learning across global risk professionals — rapidly analyze complex datasets.
Explainable
White-box ML. Human-readable explanations attached to every prediction.
Tested & proven
Out-of-sample, out-of-time sampling against the in-time training set.
API first
Deploy on public or private cloud — invoke decisions in real time.
You’re in good company
Ready to power smarter credit?
Get a demo or a custom evaluation against your portfolio.