Powering smarter credit

Reduce risk. Unlock credit for all.

Want a more accurate measure of financial risk? Flowcast leverages AI to help financial institutions make smarter, more inclusive credit decisions.

flowcast · /decisions
Risk score
0.83
Band
Low
Decision
Approve
// top feature contributions
12m_avg_inflow +0.21
repayment_velocity +0.14
buyer_concentration -0.07
Underserved
75%

of small businesses can't access credit they need.

Speed
2–3×

faster underwriting via automation.

Recovery
~5%

of deduction claims lost to cash leakage.

Solutions

Three problems we solve.

Same patented ML platform — three deployed solutions across the credit lifecycle.

Idea — crumpled paper bulb
Platform

ML, made deployable.

Turn complex data and insights into actions without writing a single line of code. Built API-first and deployed in public or private cloud.

Speed & scale

Transfer learning across global risk professionals — rapidly analyze complex datasets.

Explainable

White-box ML. Human-readable explanations attached to every prediction.

Tested & proven

Out-of-sample, out-of-time sampling against the in-time training set.

API first

Deploy on public or private cloud — invoke decisions in real time.

You’re in good company

Standard Chartered
Euler Hermes
Hitachi
DBS
HSBC
Santander
ING
Nike

Ready to power smarter credit?

Get a demo or a custom evaluation against your portfolio.